With great mortgage rates, 2012 is right time to buy or refinance a home

BOB ROWTEN, LOAN OFFICER, CITY BANK MORTGAGE

Now is the right time to buy a new home! Sales of both new and existing homes are up for the first half of 2012, and the stage is set for a busy summer of buying and selling. Add to that further drops in interest rates (both for 15- and 30-year fixed mortgages and mortgage refinances) and strong consumer confidence in the value of homeownership, and all the right factors are in place for you to purchase you new home.

“With mortgage interest rates at historic lows – rates we haven’t seen in generations – this is an excellent time to refinance your current mortgage or purchase a new home,” says Bob Rowten at City Bank Mortgage.

“Now is truly the time to act in order to take advantage of unprecedented lows in the mortgage rate market,” he says. “The savings over the term of the mortgage can be dramatic on a refinance, and new home buyers have the opportunity to lock in a very favorable rate that will save them money year after year.”

Taking care of home buyers – from giving prospective homeowners access to the latest and most favorable mortgage programs and rates to maintaining open communication through the entire lending process – is a priority for Bob. Indeed, City Bank Mortgage’s mission is to build long-lasting relationships by delivering extraordinary financial solutions through unrivaled customer service, one customer at a time.

“We are customer service oriented, and we do our best for our customers,” says Bob.

Mortgage services available from Bob Rowten at City Bank Mortgage include:

• Conventional, FHA, and VA mortgages, including construction loans, jumbo loans and refinancing

• Process, underwrite and fund loans LOCALLY

Bob understands that today’s families are busier than ever before. To make the loan application process more convenient, Bob is pleased to offer online mortgage and refinance applications at his website, www.bobrowten.com.

From the website, clients can fill out a loan application, access mortgage calculators to see what payments might best fit their budget, and learn more about various mortgage programs and options. For homeowners considering a refinance, refi calculators can show the savings.

“Clients will appreciate the option of applying for a mortgage online, in person at our office, or over the phone,” Bob says. “Applications are processed within days, and being pre-qualified for a loan makes the search for a new home easier since you’ll know what you can afford. Plus, you’ll be ready to act when you find the right property for your family.”

Bob is eager to help home buyers throughout Texas and New Mexico. “We can lend anywhere, so no matter where life takes you, we can be your lender for life!”

For more information, call Bob at (806) 687-8015 or (806) 928-2120. You can also reach him at browten@citybanktexas.com. To apply online, visit www.bobrowten.com.

Visit Bob at City Bank Mortgage, located at 6524 82nd Street.

Speedpro Imaging is your one-stop shop for large-format, high quality digital graphics

• What Is Speedpro Imaging?

Speedpro Imaging is a brilliant business that specializes in producing premium, large-format digital

graphics and reprographics with amazing clarity and vivid colors.

Their graphics production center, which recently relocated to 8518 Urbana Ave., is capable of printing

your digital images on a variety of media and materials.

Speedpro Imaging’s state-of-the-art printing technology means they can ensure your product is produced

to the highest quality, on time and on budget. No one knows large format and full color reprographics

better than Speedpro Imaging!

Tradeshow displays, vehicle and trailer wraps, fleet graphics, retail and commercial branding,

architectural and real estate signage, banners, stickers, and specialty graphics – Speedpro Imaging

does it all!

• Why Choose Speedpro Imaging?

Speedpro Imaging prints your graphics in vibrant color, using six inks, not four, which enables them

to hit 93 percent of the color spectrum. This means 6-color, 1440 dpi, stunning ‘photo-precision’

graphics up to any size imaginable! Need something larger-than-life? Speedpro Imaging can print up to

54 inches (4.5 feet) wide and as long as you want!

Speedpro Imaging knows that customer service, quality and delivery are everything and they believe

their clients have the right to expect all three from one supplier. Speedpro Imaging is your one-stop

shop for the very best in image production.

• Who Uses Speedpro Imaging?

Speedpro Imaging has the privilege of working with an exciting range of clients in the Lubbock

community and surrounding areas. Just about anyone can find value in the effective use of high-impact

graphic imaging!

Speedpro Imaging clients are often: advertising, marketing or PR agencies, architects and real estate

development, restaurants, retailers of goods and services, franchise system operators, churches,

schools, hospitals, sports teams, universities, and event planners, just to name a few!

• How Do I Get Started?

Call (806) 748-1711 or drop by your local Speedpro Imaging at 8518 Urbana Ave. and share your ideas

with Marketing Assistant Amanda McPeak.

Whether you have a digital file ready or have no clue where to begin, everyone on staff knows exactly

how to make your print dreams a reality. Owner Roger Rogers and Graphic Designer Derek Williams have

the knowledge, talent and experience to take your ideas to the next level.

For more information and to view a portfolio, please visit Speedpro Imaging online at

www.speedprolubbock.com or add them as a friend on Facebook!

Comments are closed.